{"id":153,"date":"2026-05-29T03:10:01","date_gmt":"2026-05-29T03:10:01","guid":{"rendered":"https:\/\/www.glovencapital.com\/itin-financing\/"},"modified":"2026-05-29T03:20:13","modified_gmt":"2026-05-29T03:20:13","slug":"itin-financing","status":"publish","type":"page","link":"https:\/\/www.glovencapital.com\/es\/itin-financing\/","title":{"rendered":"Financiamiento ITIN"},"content":{"rendered":"<style>\n\/* \u2500\u2500 Hero \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.gi-hero{background:linear-gradient(135deg,#0a1628 0%,#003d53 100%);padding:72px 24px 60px;text-align:center}\n.gi-hero .gi-eyebrow{display:inline-block;font-size:10.5px;font-weight:700;letter-spacing:2px;color:#00a19d;text-transform:uppercase;margin-bottom:18px;padding:5px 16px;background:rgba(0,161,157,.12);border-radius:20px;border:1px solid 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rgba(255,255,255,.12);border-radius:20px;font-size:12px;color:rgba(255,255,255,.6);text-decoration:none;transition:all .18s}\n.gi-related a:hover{border-color:#00a19d;color:#00a19d}\n\n\/* \u2500\u2500 Section divider \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.gi-divider{height:1px;background:rgba(255,255,255,.07);max-width:1100px;margin:0 auto}\n<\/style>\n\n<div style=\"background:#0a1628;min-height:100vh\">\n\n  <!-- Hero -->\n  <div class=\"gi-hero\">\n    <span class=\"gi-eyebrow\">Alternative Financing \u00b7 Non-QM Loans<\/span>\n    <h1>ITIN Mortgage Program<\/h1>\n    <p>Real estate financing for ITIN borrowers, self-employed entrepreneurs, business owners, and non-traditional borrower profiles \u2014 evaluated through non-QM lender relationships.<\/p>\n    <div class=\"gi-hero-ctas\">\n      <a href=\"\/es\/financing-request\/\" class=\"gi-btn gi-btn-primary\">Request Financing Review<\/a>\n      <a href=\"https:\/\/www.glovenco.com\/itin-mortgage-program\/\" class=\"gi-btn gi-btn-ghost\" target=\"_blank\" rel=\"noopener\">Full Program Details<\/a>\n    <\/div>\n  <\/div>\n\n  <!-- Program Overview -->\n  <div style=\"background:#0d1f35;padding:1px 0\">\n    <div class=\"gi-section\">\n      <div class=\"gi-overview\">\n        <div>\n          <span class=\"gi-eyebrow-sm\">Program Overview<\/span>\n          <div class=\"gi-section-head\">\n            <h2>ITIN Real Estate Financing<\/h2>\n            <p>Alternative and non-QM mortgage financing for borrowers with an Individual Taxpayer Identification Number \u2014 evaluated on documentation, income, assets, and property profile rather than conventional agency criteria.<\/p>\n          <\/div>\n          <ul class=\"gi-specs\">\n            <li><span>Loan Types<\/span><span>Purchase, Refinance, Cash-Out<\/span><\/li>\n            <li><span>Income Qualification<\/span><span>Bank Statements, Tax Returns, DSCR, Asset-Based<\/span><\/li>\n            <li><span>Identification Accepted<\/span><span>ITIN + Government ID \/ Passport<\/span><\/li>\n            <li><span>Property Types<\/span><span>Primary, Investment, DSCR Rental, 1\u20134 Unit<\/span><\/li>\n            <li><span>Borrower Profiles<\/span><span>ITIN, Self-Employed, Business Owner, TPS, Non-Permanent Resident<\/span><\/li>\n            <li><span>Se requiere n\u00famero de seguro social.<\/span><span>No \u2014 ITIN Accepted<\/span><\/li>\n            <li><span>U.S. Credit Required<\/span><span>Case-by-Case \u2014 Varies by Lender<\/span><\/li>\n            <li><span>Program Type<\/span><span>Non-QM \/ Alternative Lending<\/span><\/li>\n          <\/ul>\n          <a href=\"\/es\/financing-request\/\" class=\"gi-btn gi-btn-primary\">Request ITIN Financing Review<\/a>\n        <\/div>\n        <div class=\"gi-badge-card\">\n          <span class=\"gi-badge-label\">Program Type<\/span>\n          <span class=\"gi-badge-val\">Non-QM<\/span>\n          <span class=\"gi-badge-sub\">Alternative Financing<\/span>\n          <div class=\"gi-badge-divider\"><\/div>\n          <span class=\"gi-badge-label\">Identification<\/span>\n          <span class=\"gi-badge-val\" style=\"font-size:28px\">ITIN<\/span>\n          <span class=\"gi-badge-sub\">Accepted in place of SSN<\/span>\n          <div class=\"gi-badge-divider\"><\/div>\n          <span class=\"gi-badge-label\">Property Focus<\/span>\n          <span class=\"gi-badge-val\" style=\"font-size:22px\">Primary +<br>Investment<\/span>\n          <span class=\"gi-badge-sub\">1\u20134 Unit Residential \u00b7 DSCR<\/span>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <div class=\"gi-divider\"><\/div>\n\n  <!-- Eligible Borrowers -->\n  <div style=\"background:#0a1628;padding:1px 0\">\n    <div class=\"gi-section\">\n      <span class=\"gi-eyebrow-sm\">Eligible Borrowers<\/span>\n      <div class=\"gi-section-head\">\n        <h2>Who This Program Is For<\/h2>\n        <p>Financing for non-traditional borrower profiles who fall outside conventional agency lending requirements but have verifiable income, assets, and strong financial profiles.<\/p>\n      <\/div>\n      <div class=\"gi-borrower-grid\">\n        <div class=\"gi-borrower-chip\">\n          <svg width=\"15\" height=\"15\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" viewbox=\"0 0 24 24\"><path d=\"M20 21v-2a4 4 0 00-4-4H8a4 4 0 00-4 4v2\"\/><circle cx=\"12\" cy=\"7\" r=\"4\"\/><\/svg>\n          ITIN Borrowers\n        <\/div>\n        <div class=\"gi-borrower-chip\">\n          <svg width=\"15\" height=\"15\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" viewbox=\"0 0 24 24\"><rect x=\"2\" y=\"7\" width=\"20\" height=\"14\" rx=\"2\"\/><path d=\"M16 21V5a2 2 0 00-2-2h-4a2 2 0 00-2 2v16\"\/><\/svg>\n          Self-Employed\n        <\/div>\n        <div class=\"gi-borrower-chip\">\n          <svg width=\"15\" height=\"15\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" viewbox=\"0 0 24 24\"><path d=\"M3 9l9-7 9 7v11a2 2 0 01-2 2H5a2 2 0 01-2-2z\"\/><\/svg>\n          Business Owners\n        <\/div>\n        <div class=\"gi-borrower-chip\">\n          <svg width=\"15\" height=\"15\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" viewbox=\"0 0 24 24\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg>\n          Investors\n        <\/div>\n        <div class=\"gi-borrower-chip\">\n          <svg width=\"15\" height=\"15\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" viewbox=\"0 0 24 24\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><line x1=\"2\" y1=\"12\" x2=\"22\" y2=\"12\"\/><path d=\"M12 2a15.3 15.3 0 014 10 15.3 15.3 0 01-4 10 15.3 15.3 0 01-4-10 15.3 15.3 0 014-10z\"\/><\/svg>\n          Non-Permanent Residents\n        <\/div>\n        <div class=\"gi-borrower-chip\">\n          <svg width=\"15\" height=\"15\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" viewbox=\"0 0 24 24\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/><\/svg>\n          TPS Holders\n        <\/div>\n        <div class=\"gi-borrower-chip\">\n          <svg width=\"15\" height=\"15\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" viewbox=\"0 0 24 24\"><path d=\"M17 21v-2a4 4 0 00-4-4H5a4 4 0 00-4 4v2\"\/><circle cx=\"9\" cy=\"7\" r=\"4\"\/><path d=\"M23 21v-2a4 4 0 00-3-3.87M16 3.13a4 4 0 010 7.75\"\/><\/svg>\n          Asylum Applicants\n        <\/div>\n        <div class=\"gi-borrower-chip\">\n          <svg width=\"15\" height=\"15\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" viewbox=\"0 0 24 24\"><path d=\"M3 9l9-7 9 7v11a2 2 0 01-2 2H5a2 2 0 01-2-2z\"\/><polyline points=\"9 22 9 12 15 12 15 22\"\/><\/svg>\n          First-Time Buyers\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <div class=\"gi-divider\"><\/div>\n\n  <!-- Property Types + Documentation (2-column) -->\n  <div style=\"background:#0d1f35;padding:1px 0\">\n    <div class=\"gi-section\">\n      <div style=\"display:grid;grid-template-columns:1fr 1fr;gap:56px\" class=\"gi-two-col\">\n        <!-- Property types -->\n        <div>\n          <span class=\"gi-eyebrow-sm\">Eligible Properties<\/span>\n          <h2 style=\"font-family:'Poppins',sans-serif;font-size:clamp(20px,2.5vw,28px);font-weight:700;color:#fff;margin:0 0 24px;line-height:1.2\">Property Types<\/h2>\n          <div class=\"gi-prop-grid\" style=\"grid-template-columns:1fr 1fr\">\n            <div class=\"gi-prop-item\">\n              <h4>Primary Residences<\/h4>\n              <p>Owner-occupied homes for ITIN borrowers with qualifying profiles.<\/p>\n            <\/div>\n            <div class=\"gi-prop-item\">\n              <h4>Investment Properties<\/h4>\n              <p>Non-owner occupied residential investment acquisitions.<\/p>\n            <\/div>\n            <div class=\"gi-prop-item\">\n              <h4>DSCR Rentals<\/h4>\n              <p>Cash-flow qualified rental properties \u2014 no personal income docs required.<\/p>\n            <\/div>\n            <div class=\"gi-prop-item\">\n              <h4>1\u20134 Unit Residential<\/h4>\n              <p>SFR, duplex, triplex and fourplex \u2014 eligible for ITIN programs.<\/p>\n            <\/div>\n            <div class=\"gi-prop-item\">\n              <h4>Condominiums<\/h4>\n              <p>Warrantable and select non-warrantable condos where available.<\/p>\n            <\/div>\n            <div class=\"gi-prop-item\">\n              <h4>Mixed-Use<\/h4>\n              <p>Case-by-case consideration through select lender relationships.<\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n        <!-- Documentation -->\n        <div>\n          <span class=\"gi-eyebrow-sm\">Documentation<\/span>\n          <h2 style=\"font-family:'Poppins',sans-serif;font-size:clamp(20px,2.5vw,28px);font-weight:700;color:#fff;margin:0 0 24px;line-height:1.2\">Typical Requirements<\/h2>\n          <div class=\"gi-doc-cols\" style=\"grid-template-columns:1fr\">\n            <div class=\"gi-doc-row\"><div class=\"gi-doc-dot\"><\/div>ITIN (Individual Taxpayer Identification Number)<\/div>\n            <div class=\"gi-doc-row\"><div class=\"gi-doc-dot\"><\/div>Government-issued ID, Passport, or Consular ID<\/div>\n            <div class=\"gi-doc-row\"><div class=\"gi-doc-dot\"><\/div>Tax Returns (1\u20132 years, ITIN filed)<\/div>\n            <div class=\"gi-doc-row\"><div class=\"gi-doc-dot\"><\/div>Bank Statements (12\u201324 months, personal or business)<\/div>\n            <div class=\"gi-doc-row\"><div class=\"gi-doc-dot\"><\/div>Proof of Income (1099, P&amp;L, employment docs)<\/div>\n            <div class=\"gi-doc-row\"><div class=\"gi-doc-dot\"><\/div>Business Documentation (if self-employed)<\/div>\n            <div class=\"gi-doc-row\"><div class=\"gi-doc-dot\"><\/div>Asset &amp; Reserve Verification<\/div>\n            <div class=\"gi-doc-row\"><div class=\"gi-doc-dot\"><\/div>Credit Profile (varies by program and lender)<\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <div class=\"gi-divider\"><\/div>\n\n  <!-- Why Gloven Capital -->\n  <div style=\"background:#0a1628;padding:1px 0\">\n    <div class=\"gi-section\">\n      <span class=\"gi-eyebrow-sm\">Nuestro enfoque<\/span>\n      <div class=\"gi-section-head\">\n        <h2>Why Gloven Capital for ITIN Financing<\/h2>\n        <p>Strategic financing review for non-traditional borrower profiles \u2014 aligned with non-QM lender relationships, alternative documentation programs, and investor-focused execution.<\/p>\n      <\/div>\n      <ul class=\"gi-check-list\">\n        <li>\n          <div class=\"check\"><svg width=\"11\" height=\"11\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" viewbox=\"0 0 24 24\"><path d=\"M5 13l4 4L19 7\"\/><\/svg><\/div>\n          Non-QM and alternative financing focus \u2014 access to lenders outside conventional agency guidelines\n        <\/li>\n        <li>\n          <div class=\"check\"><svg width=\"11\" height=\"11\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" viewbox=\"0 0 24 24\"><path d=\"M5 13l4 4L19 7\"\/><\/svg><\/div>\n          Investor-friendly approach \u2014 ITIN investor loans, DSCR, and portfolio acquisition programs available\n        <\/li>\n        <li>\n          <div class=\"check\"><svg width=\"11\" height=\"11\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" viewbox=\"0 0 24 24\"><path d=\"M5 13l4 4L19 7\"\/><\/svg><\/div>\n          Experience with ITIN borrowers, self-employed entrepreneurs, TPS holders, and non-permanent residents\n        <\/li>\n        <li>\n          <div class=\"check\"><svg width=\"11\" height=\"11\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" viewbox=\"0 0 24 24\"><path d=\"M5 13l4 4L19 7\"\/><\/svg><\/div>\n          Multiple lender relationships for diverse borrower profiles and documentation structures\n        <\/li>\n        <li>\n          <div class=\"check\"><svg width=\"11\" height=\"11\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" viewbox=\"0 0 24 24\"><path d=\"M5 13l4 4L19 7\"\/><\/svg><\/div>\n          Strategic financing review \u2014 profile evaluation and lender alignment before submission\n        <\/li>\n        <li>\n          <div class=\"check\"><svg width=\"11\" height=\"11\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" viewbox=\"0 0 24 24\"><path d=\"M5 13l4 4L19 7\"\/><\/svg><\/div>\n          Bilingual and multicultural understanding across entrepreneurial and immigrant borrower communities\n        <\/li>\n        <li>\n          <div class=\"check\"><svg width=\"11\" height=\"11\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" viewbox=\"0 0 24 24\"><path d=\"M5 13l4 4L19 7\"\/><\/svg><\/div>\n          Relationship-oriented guidance \u2014 advisory approach from initial review through closing coordination\n        <\/li>\n      <\/ul>\n    <\/div>\n  <\/div>\n\n  <!-- CTA -->\n  <div class=\"gi-cta\">\n    <h2>Ready to Discuss Your ITIN Financing Scenario?<\/h2>\n    <p>Submit a financing request and a Gloven Capital advisor will contact you to evaluate your borrower profile and available program options.<\/p>\n    <a href=\"\/es\/financing-request\/\" class=\"gi-btn gi-btn-primary\">Enviar solicitud de financiaci\u00f3n<\/a>\n  <\/div>\n\n  <!-- Disclaimer -->\n  <div class=\"gi-disclaimer\">\n    <p><strong style=\"color:rgba(255,255,255,.45)\">Disclaimer:<\/strong> Programs, rates, terms, eligibility requirements, and documentation requirements vary by lender and are subject to change without notice. Financing is not guaranteed and remains subject to lender underwriting approval. This page is for informational purposes only and does not constitute a commitment to lend, financial advice, or legal advice. All loan programs are subject to lender credit approval, income verification, property appraisal, and applicable federal and state lending regulations. Not all borrowers will qualify.<\/p>\n  <\/div>\n\n  <!-- Related links -->\n  <div class=\"gi-related\">\n    <div class=\"gi-related-inner\">\n      <span>Related:<\/span>\n      <a href=\"\/es\/residential-financing\/\">Financiamiento residencial<\/a>\n      <a href=\"\/es\/commercial-financing\/\">Financiamiento comercial<\/a>\n      <a href=\"\/es\/transaction-types\/\">Tipos de transacciones<\/a>\n      <a href=\"\/es\/financing-request\/\">Enviar solicitud<\/a>\n      <a href=\"https:\/\/www.glovenco.com\/itin-mortgage-program\/\" target=\"_blank\" rel=\"noopener\">Glovenco ITIN Page<\/a>\n      <a href=\"https:\/\/www.glovenco.com\/foreign-investor-financing\/\" target=\"_blank\" rel=\"noopener\">Pr\u00e9stamos a ciudadanos extranjeros<\/a>\n    <\/div>\n  <\/div>\n\n<\/div>\n\n<style>\n@media(max-width:768px){\n  .gi-two-col{grid-template-columns:1fr !important}\n  .gi-prop-grid{grid-template-columns:1fr 1fr}\n}\n<\/style>","protected":false},"excerpt":{"rendered":"<p>Alternative Financing \u00b7 Non-QM Loans ITIN Mortgage Program Real estate financing for ITIN borrowers, self-employed entrepreneurs, business owners, and non-traditional borrower profiles \u2014 evaluated through non-QM lender relationships. Request Financing Review Full Program Details Program Overview ITIN Real Estate Financing Alternative and non-QM mortgage financing for borrowers with an Individual Taxpayer Identification Number \u2014 evaluated [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-153","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/pages\/153","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/comments?post=153"}],"version-history":[{"count":1,"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/pages\/153\/revisions"}],"predecessor-version":[{"id":155,"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/pages\/153\/revisions\/155"}],"wp:attachment":[{"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/media?parent=153"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}