{"id":86,"date":"2026-05-08T23:58:19","date_gmt":"2026-05-08T23:58:19","guid":{"rendered":"https:\/\/www.glovencapital.com\/residential-financing\/"},"modified":"2026-05-09T00:53:29","modified_gmt":"2026-05-09T00:53:29","slug":"residential-financing","status":"publish","type":"page","link":"https:\/\/www.glovencapital.com\/es\/residential-financing\/","title":{"rendered":"Financiamiento residencial"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"86\" class=\"elementor elementor-86\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-sec_hero elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"sec_hero\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-col_hero\" data-id=\"col_hero\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-wid_hero elementor-widget elementor-widget-html\" data-id=\"wid_hero\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>.fs-hero{background:linear-gradient(135deg,#0a1628 0%,#003d53 100%);padding:20px 20px;text-align:center;}.fs-hero h1{font-size:clamp(32px,5vw,56px);font-weight:700;color:#fff;margin:0 0\r\n  20px;line-height:1.2;}.fs-hero p{font-size:18px;color:rgba(255,255,255,0.72);max-width:640px;margin:0 auto 36px;line-height:1.7;}<\/style><div class=\"fs-hero\"><div style=\"max-width:800px;margin:0 auto;\"><span\r\n   class=\"gc-section-tag\">Capital Solutions<\/span><h1>Residential Financing Solutions<\/h1><p>Wee structure debt and equity capital across every phase of the real estate lifecycle - from acquisition and\r\n  construction through value-add repositioning and long-term holds.<\/p><a href=\"\/es\/financing-request\/\" class=\"gc-btn-primary\">Enviar solicitud de financiaci\u00f3n<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-sec_dscr elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"sec_dscr\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-col_dscr\" data-id=\"col_dscr\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-wid_dscr elementor-widget elementor-widget-html\" data-id=\"wid_dscr\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>.fs-product{display:grid;grid-template-columns:1fr 1fr;gap:48px;max-width:1100px;margin:0 auto;align-items:center;}@media(max-width:768px){.fs-product{grid-template-columns:1fr;}}.fs-product-info h2{font-size:clamp(26px,3vw,38px);font-weight:700;color:#fff;margin:0 0 16px;}.fs-product-info p{font-size:15px;color:rgba(255,255,255,0.7);line-height:1.7;margin:0 0 24px;}.fs-specs{list-style:none;padding:0;margin:0 0 28px;}.fs-specs li{font-size:14px;color:rgba(255,255,255,0.8);padding:10px 0;border-bottom:1px solid rgba(255,255,255,0.08);display:flex;justify-content:space-between;}.fs-specs li span:first-child{color:rgba(255,255,255,0.5);}.fs-specs li span:last-child{font-weight:600;}.fs-product-badge{background:rgba(0,61,83,0.6);border:1px solid rgba(0,161,157,0.3);border-radius:14px;padding:36px;text-align:center;}.fs-product-badge .badge-label{font-size:11px;font-weight:700;letter-spacing:2px;color:#00a19d;text-transform:uppercase;margin-bottom:12px;display:block;}.fs-product-badge .badge-val{font-size:42px;font-weight:700;color:#fff;display:block;}.fs-product-badge .badge-sub{font-size:13px;color:rgba(255,255,255,0.55);margin-top:6px;display:block;}<\/style><div class=\"fs-product\"><div class=\"fs-product-info\"><span class=\"gc-section-tag\">05<\/span><h2>Rental Loans (DSCR)<\/h2><p>Cash-flow based financing for investment properties - no W-2s, tax returns, or personal income verification required. Qualification is based entirely on the property's rental income relative to its debt obligations, making it ideal for portfolio investors and self-employed borrowers.<\/p><ul class=\"fs-specs\"><li><span>Tama\u00f1o del pr\u00e9stamo<\/span><span>$75K - $5M+<\/span><\/li><li><span>LTV<\/span><span>Hasta 80%<\/span><\/li><li><span>T\u00e9rminos<\/span><span>Hipoteca a 30 a\u00f1os a tipo fijo o de tasa variable.<\/span><\/li><li><span>DSCR m\u00ednimo<\/span><span>1,00x (1,10x o m\u00e1s mejora el precio)<\/span><\/li><li><span>FICO m\u00ednimo<\/span><span>620+ (not required for Foreign Nationals)<\/span><\/li><li><span>Hora de cierre<\/span><span>21 - 30 Days<\/span><\/li><\/ul><a href=\"\/es\/financing-request\/\" class=\"gc-btn-primary\">Solicitar t\u00e9rminos de DSCR<\/a><\/div><div class=\"fs-product-badge\"><span class=\"badge-label\">LTV m\u00e1ximo<\/span><span class=\"badge-val\">80%<\/span><span class=\"badge-sub\">No se requieren documentos de ingresos<\/span><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-sec_flip elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"sec_flip\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-col_flip\" data-id=\"col_flip\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-wid_flip elementor-widget elementor-widget-html\" data-id=\"wid_flip\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>.fs-product{display:grid;grid-template-columns:1fr 1fr;gap:48px;max-width:1100px;margin:0 auto;align-items:center;}@media(max-width:768px){.fs-product{grid-template-columns:1fr;}}.fs-product-info h2{font-size:clamp(26px,3vw,38px);font-weight:700;color:#fff;margin:0 0 16px;}.fs-product-info p{font-size:15px;color:rgba(255,255,255,0.7);line-height:1.7;margin:0 0 24px;}.fs-specs{list-style:none;padding:0;margin:0 0 28px;}.fs-specs li{font-size:14px;color:rgba(255,255,255,0.8);padding:10px 0;border-bottom:1px solid rgba(255,255,255,0.08);display:flex;justify-content:space-between;}.fs-specs li span:first-child{color:rgba(255,255,255,0.5);}.fs-specs li span:last-child{font-weight:600;}.fs-product-badge{background:rgba(0,61,83,0.6);border:1px solid rgba(0,161,157,0.3);border-radius:14px;padding:36px;text-align:center;}.fs-product-badge .badge-label{font-size:11px;font-weight:700;letter-spacing:2px;color:#00a19d;text-transform:uppercase;margin-bottom:12px;display:block;}.fs-product-badge .badge-val{font-size:42px;font-weight:700;color:#fff;display:block;}.fs-product-badge .badge-sub{font-size:13px;color:rgba(255,255,255,0.55);margin-top:6px;display:block;}<\/style><div class=\"fs-product\"><div class=\"fs-product-badge\"><span class=\"badge-label\">Cerrar<\/span><span class=\"badge-val\">7-14<\/span><span class=\"badge-sub\">d\u00edas h\u00e1biles<\/span><\/div><div class=\"fs-product-info\"><span class=\"gc-section-tag\">06<\/span><h2>Pr\u00e9stamos para reforma y venta<\/h2><p>Short-term financing for residential and small commercial property investors looking to acquire, renovate, and resell. We fund both the purchase and rehabilitation costs in a single loan, with draws released as work is completed.<\/p><ul class=\"fs-specs\"><li><span>Tama\u00f1o del pr\u00e9stamo<\/span><span>$75K - $5M<\/span><\/li><li><span>Teniente coronel<\/span><span>Hasta 90% de costo total<\/span><\/li><li><span>ARV<\/span><span>Hasta 75% de valor posterior a la reparaci\u00f3n<\/span><\/li><li><span>T\u00e9rmino<\/span><span>6 - 24 Months<\/span><\/li><li><span>Los retiros de rehabilitaci\u00f3n<\/span><span>Available - Inspection-Based<\/span><\/li><li><span>Hora de cierre<\/span><span>7 - 14 Business Days<\/span><\/li><\/ul><a href=\"\/es\/financing-request\/\" class=\"gc-btn-primary\">Solicitar t\u00e9rminos para la compra, renovaci\u00f3n y venta<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-sec_fn elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"sec_fn\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-col_fn\" data-id=\"col_fn\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-wid_fn elementor-widget elementor-widget-html\" data-id=\"wid_fn\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>.fs-product{display:grid;grid-template-columns:1fr 1fr;gap:48px;max-width:1100px;margin:0 auto;align-items:center;}@media(max-width:768px){.fs-product{grid-template-columns:1fr;}}.fs-product-info h2{font-size:clamp(26px,3vw,38px);font-weight:700;color:#fff;margin:0 0 16px;}.fs-product-info p{font-size:15px;color:rgba(255,255,255,0.7);line-height:1.7;margin:0 0 24px;}.fs-specs{list-style:none;padding:0;margin:0 0 28px;}.fs-specs li{font-size:14px;color:rgba(255,255,255,0.8);padding:10px 0;border-bottom:1px solid rgba(255,255,255,0.08);display:flex;justify-content:space-between;}.fs-specs li span:first-child{color:rgba(255,255,255,0.5);}.fs-specs li span:last-child{font-weight:600;}.fs-product-badge{background:rgba(0,61,83,0.6);border:1px solid rgba(0,161,157,0.3);border-radius:14px;padding:36px;text-align:center;}.fs-product-badge .badge-label{font-size:11px;font-weight:700;letter-spacing:2px;color:#00a19d;text-transform:uppercase;margin-bottom:12px;display:block;}.fs-product-badge .badge-val{font-size:42px;font-weight:700;color:#fff;display:block;}.fs-product-badge .badge-sub{font-size:13px;color:rgba(255,255,255,0.55);margin-top:6px;display:block;}<\/style><div class=\"fs-product\"><div class=\"fs-product-info\"><span class=\"gc-section-tag\">07<\/span><h2>Pr\u00e9stamos a ciudadanos extranjeros<\/h2><p>Real estate financing for non-U.S. citizens and non-permanent residents investing in U.S. property. No Social Security Number, U.S. credit history, or stateside income documentation required - ITIN or passport accepted.<\/p><ul class=\"fs-specs\"><li><span>Tama\u00f1o del pr\u00e9stamo<\/span><span>$150K - $5M+<\/span><\/li><li><span>LTV<\/span><span>Up to 70-75%<\/span><\/li><li><span>Dep\u00f3sito<\/span><span>25 - 30% Typical<\/span><\/li><li><span>Se requiere puntaje FICO de EE. UU.<\/span><span>No<\/span><\/li><li><span>Se requiere n\u00famero de seguro social.<\/span><span>No - Passport or ITIN Accepted<\/span><\/li><li><span>Uso de la propiedad<\/span><span>Inversi\u00f3n \/ Vivienda no ocupada por el propietario<\/span><\/li><\/ul><a href=\"\/es\/financing-request\/\" class=\"gc-btn-primary\">Solicitar t\u00e9rminos para ciudadanos extranjeros<\/a><\/div><div class=\"fs-product-badge\"><span class=\"badge-label\">Dep\u00f3sito<\/span><span class=\"badge-val\">25-30%<\/span><span class=\"badge-sub\">No se requiere cr\u00e9dito estadounidense<\/span><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-sec_hm elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"sec_hm\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-col_hm\" data-id=\"col_hm\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-wid_hm elementor-widget elementor-widget-html\" data-id=\"wid_hm\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>.fs-product{display:grid;grid-template-columns:1fr 1fr;gap:48px;max-width:1100px;margin:0 auto;align-items:center;}@media(max-width:768px){.fs-product{grid-template-columns:1fr;}}.fs-product-info h2{font-size:clamp(26px,3vw,38px);font-weight:700;color:#fff;margin:0 0 16px;}.fs-product-info p{font-size:15px;color:rgba(255,255,255,0.7);line-height:1.7;margin:0 0 24px;}.fs-specs{list-style:none;padding:0;margin:0 0 28px;}.fs-specs li{font-size:14px;color:rgba(255,255,255,0.8);padding:10px 0;border-bottom:1px solid rgba(255,255,255,0.08);display:flex;justify-content:space-between;}.fs-specs li span:first-child{color:rgba(255,255,255,0.5);}.fs-specs li span:last-child{font-weight:600;}.fs-product-badge{background:rgba(0,61,83,0.6);border:1px solid rgba(0,161,157,0.3);border-radius:14px;padding:36px;text-align:center;}.fs-product-badge .badge-label{font-size:11px;font-weight:700;letter-spacing:2px;color:#00a19d;text-transform:uppercase;margin-bottom:12px;display:block;}.fs-product-badge .badge-val{font-size:42px;font-weight:700;color:#fff;display:block;}.fs-product-badge .badge-sub{font-size:13px;color:rgba(255,255,255,0.55);margin-top:6px;display:block;}<\/style><div class=\"fs-product\"><div class=\"fs-product-badge\"><span class=\"badge-label\">Asset-Based<\/span><span class=\"badge-val\">Fast<\/span><span class=\"badge-sub\">close in as little as 7 days<\/span><\/div><div class=\"fs-product-info\"><span class=\"gc-section-tag\">08<\/span><h2>Hard Money Loans<\/h2><p>Short-term, asset-based financing secured by real estate - approval is driven primarily by the property value and deal structure, not the borrower's personal credit profile. Designed for time-sensitive acquisitions, auctions, and situations where conventional financing is unavailable.<\/p><ul class=\"fs-specs\"><li><span>Tama\u00f1o del pr\u00e9stamo<\/span><span>$100K - $10M+<\/span><\/li><li><span>LTV<\/span><span>Up to 70% of Property Value<\/span><\/li><li><span>T\u00e9rmino<\/span><span>6 - 24 Months<\/span><\/li><li><span>Income Verification<\/span><span>Not Required<\/span><\/li><li><span>Approval Basis<\/span><span>Asset &amp; Deal Structure<\/span><\/li><li><span>Hora de cierre<\/span><span>As Fast as 7 - 10 Days<\/span><\/li><\/ul><a href=\"\/es\/financing-request\/\" class=\"gc-btn-primary\">Request Hard Money Terms<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-sec_cta elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"sec_cta\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-col_cta\" data-id=\"col_cta\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-wid_cta elementor-widget elementor-widget-html\" data-id=\"wid_cta\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"text-align:center;max-width:700px;margin:0 auto;\"><span class=\"gc-section-tag\">Siguiente paso<\/span><h2 class=\"gc-section-title\">Presentar una solicitud de financiaci\u00f3n<\/h2><p style=\"font-size:17px;color:rgba(255,255,255,0.68);margin-bottom:40px;line-height:1.65;\">Proporcione los detalles de la transacci\u00f3n y un asesor financiero se pondr\u00e1 en contacto con usted en un plazo de 48 horas para analizar la estructura, los t\u00e9rminos y si la operaci\u00f3n se ajusta a sus necesidades.<\/p><a href=\"\/es\/financing-request\/\" class=\"gc-btn-primary\">Enviar solicitud de financiaci\u00f3n<\/a> <a href=\"\/es\/transaction-types\/\" class=\"gc-btn-outline\">Ver tipos de transacciones<\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Capital Solutions Residential Financing Solutions Wee structure debt and equity capital across every phase of the real estate lifecycle &#8211; from acquisition and construction through value-add repositioning and long-term holds. Submit Financing Request 05 Rental Loans (DSCR) Cash-flow based financing for investment properties &#8211; no W-2s, tax returns, or personal income verification required. Qualification is [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-86","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/pages\/86","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/comments?post=86"}],"version-history":[{"count":7,"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/pages\/86\/revisions"}],"predecessor-version":[{"id":108,"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/pages\/86\/revisions\/108"}],"wp:attachment":[{"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/media?parent=86"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}