{"id":86,"date":"2026-05-08T23:58:19","date_gmt":"2026-05-08T23:58:19","guid":{"rendered":"https:\/\/www.glovencapital.com\/residential-financing\/"},"modified":"2026-06-17T02:11:06","modified_gmt":"2026-06-17T02:11:06","slug":"residential-financing","status":"publish","type":"page","link":"https:\/\/www.glovencapital.com\/es\/residential-financing\/","title":{"rendered":"Financiamiento residencial"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"86\" class=\"elementor elementor-86\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-sec_hero elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"sec_hero\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-col_hero\" data-id=\"col_hero\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-wid_hero elementor-widget elementor-widget-html\" data-id=\"wid_hero\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>.fs-hero{background:linear-gradient(135deg,#0a1628 0%,#003d53 100%);padding:20px 20px;text-align:center;}.fs-hero h1{font-size:clamp(32px,5vw,56px);font-weight:700;color:#fff;margin:0 0\r\n  20px;line-height:1.2;}.fs-hero p{font-size:18px;color:rgba(255,255,255,0.72);max-width:640px;margin:0 auto 36px;line-height:1.7;}<\/style><div class=\"fs-hero\"><div style=\"max-width:800px;margin:0 auto;\"><span\r\n   class=\"gc-section-tag\">Soluciones de capital<\/span><h1>Soluciones de financiaci\u00f3n residencial<\/h1><p>Estructuramos capital de deuda y capital propio en todas las fases del ciclo de vida inmobiliario, desde la adquisici\u00f3n y la construcci\u00f3n hasta el reposicionamiento para agregar valor y las inversiones a largo plazo.<\/p><a href=\"\/es\/financing-request\/\" class=\"gc-btn-primary\">Enviar solicitud de financiamiento<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-sec_dscr elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"sec_dscr\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-col_dscr\" data-id=\"col_dscr\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-wid_dscr elementor-widget elementor-widget-html\" data-id=\"wid_dscr\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>.fs-product{display:grid;grid-template-columns:1fr 1fr;gap:48px;max-width:1100px;margin:0 auto;align-items:center;}@media(max-width:768px){.fs-product{grid-template-columns:1fr;}}.fs-product-info h2{font-size:clamp(26px,3vw,38px);font-weight:700;color:#fff;margin:0 0 16px;}.fs-product-info p{font-size:15px;color:rgba(255,255,255,0.7);line-height:1.7;margin:0 0 24px;}.fs-specs{list-style:none;padding:0;margin:0 0 28px;}.fs-specs li{font-size:14px;color:rgba(255,255,255,0.8);padding:10px 0;border-bottom:1px solid rgba(255,255,255,0.08);display:flex;justify-content:space-between;}.fs-specs li span:first-child{color:rgba(255,255,255,0.5);}.fs-specs li span:last-child{font-weight:600;}.fs-product-badge{background:rgba(0,61,83,0.6);border:1px solid rgba(0,161,157,0.3);border-radius:14px;padding:36px;text-align:center;}.fs-product-badge .badge-label{font-size:11px;font-weight:700;letter-spacing:2px;color:#00a19d;text-transform:uppercase;margin-bottom:12px;display:block;}.fs-product-badge .badge-val{font-size:42px;font-weight:700;color:#fff;display:block;}.fs-product-badge .badge-sub{font-size:13px;color:rgba(255,255,255,0.55);margin-top:6px;display:block;}<\/style><div class=\"fs-product\"><div class=\"fs-product-info\"><span class=\"gc-section-tag\">05<\/span><h2>Pr\u00e9stamos para alquiler (DSCR)<\/h2><p>Financiamiento basado en el flujo de caja para propiedades de inversi\u00f3n: no se requieren formularios W-2, declaraciones de impuestos ni verificaci\u00f3n de ingresos personales. La calificaci\u00f3n se basa exclusivamente en los ingresos por alquiler de la propiedad en relaci\u00f3n con sus obligaciones de deuda, lo que lo hace ideal para inversionistas de cartera y prestatarios aut\u00f3nomos.<\/p><ul class=\"fs-specs\"><li><span>Tama\u00f1o del pr\u00e9stamo<\/span><span>$75K - $5M+<\/span><\/li><li><span>LTV<\/span><span>Hasta 80%<\/span><\/li><li><span>T\u00e9rminos<\/span><span>Hipoteca a 30 a\u00f1os a tipo fijo o de tasa variable.<\/span><\/li><li><span>DSCR m\u00ednimo<\/span><span>1,00x (1,10x o m\u00e1s mejora el precio)<\/span><\/li><li><span>FICO m\u00ednimo<\/span><span>620+ (no requerido para ciudadanos extranjeros)<\/span><\/li><li><span>Hora de cierre<\/span><span>21 - 30 d\u00edas<\/span><\/li><\/ul><a href=\"\/es\/financing-request\/\" class=\"gc-btn-primary\">Solicitar t\u00e9rminos de DSCR<\/a><\/div><div class=\"fs-product-badge\"><span class=\"badge-label\">LTV m\u00e1ximo<\/span><span class=\"badge-val\">80%<\/span><span class=\"badge-sub\">No se requieren documentos de ingresos<\/span><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-sec_flip elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"sec_flip\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-col_flip\" data-id=\"col_flip\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-wid_flip elementor-widget elementor-widget-html\" data-id=\"wid_flip\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>.fs-product{display:grid;grid-template-columns:1fr 1fr;gap:48px;max-width:1100px;margin:0 auto;align-items:center;}@media(max-width:768px){.fs-product{grid-template-columns:1fr;}}.fs-product-info h2{font-size:clamp(26px,3vw,38px);font-weight:700;color:#fff;margin:0 0 16px;}.fs-product-info p{font-size:15px;color:rgba(255,255,255,0.7);line-height:1.7;margin:0 0 24px;}.fs-specs{list-style:none;padding:0;margin:0 0 28px;}.fs-specs li{font-size:14px;color:rgba(255,255,255,0.8);padding:10px 0;border-bottom:1px solid rgba(255,255,255,0.08);display:flex;justify-content:space-between;}.fs-specs li span:first-child{color:rgba(255,255,255,0.5);}.fs-specs li span:last-child{font-weight:600;}.fs-product-badge{background:rgba(0,61,83,0.6);border:1px solid rgba(0,161,157,0.3);border-radius:14px;padding:36px;text-align:center;}.fs-product-badge .badge-label{font-size:11px;font-weight:700;letter-spacing:2px;color:#00a19d;text-transform:uppercase;margin-bottom:12px;display:block;}.fs-product-badge .badge-val{font-size:42px;font-weight:700;color:#fff;display:block;}.fs-product-badge .badge-sub{font-size:13px;color:rgba(255,255,255,0.55);margin-top:6px;display:block;}<\/style><div class=\"fs-product\"><div class=\"fs-product-badge\"><span class=\"badge-label\">Cerrar<\/span><span class=\"badge-val\">7-14<\/span><span class=\"badge-sub\">d\u00edas h\u00e1biles<\/span><\/div><div class=\"fs-product-info\"><span class=\"gc-section-tag\">06<\/span><h2>Pr\u00e9stamos para reforma y venta<\/h2><p>Financiaci\u00f3n a corto plazo para inversores en propiedades residenciales y peque\u00f1os locales comerciales que deseen adquirir, renovar y revender. Financiamos tanto la compra como la rehabilitaci\u00f3n en un solo pr\u00e9stamo, con desembolsos a medida que se completan las obras.<\/p><ul class=\"fs-specs\"><li><span>Tama\u00f1o del pr\u00e9stamo<\/span><span>$75K - $5M<\/span><\/li><li><span>Teniente coronel<\/span><span>Hasta 90% de costo total<\/span><\/li><li><span>ARV<\/span><span>Hasta 75% de valor posterior a la reparaci\u00f3n<\/span><\/li><li><span>T\u00e9rmino<\/span><span>6 - 24 meses<\/span><\/li><li><span>Los retiros de rehabilitaci\u00f3n<\/span><span>Disponible - Previa inspecci\u00f3n<\/span><\/li><li><span>Hora de cierre<\/span><span>7 - 14 d\u00edas h\u00e1biles<\/span><\/li><\/ul><a href=\"\/es\/financing-request\/\" class=\"gc-btn-primary\">Solicitar t\u00e9rminos para la compra, renovaci\u00f3n y venta<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-sec_fn elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"sec_fn\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-col_fn\" data-id=\"col_fn\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-wid_fn elementor-widget elementor-widget-html\" data-id=\"wid_fn\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>.fs-product{display:grid;grid-template-columns:1fr 1fr;gap:48px;max-width:1100px;margin:0 auto;align-items:center;}@media(max-width:768px){.fs-product{grid-template-columns:1fr;}}.fs-product-info h2{font-size:clamp(26px,3vw,38px);font-weight:700;color:#fff;margin:0 0 16px;}.fs-product-info p{font-size:15px;color:rgba(255,255,255,0.7);line-height:1.7;margin:0 0 24px;}.fs-specs{list-style:none;padding:0;margin:0 0 28px;}.fs-specs li{font-size:14px;color:rgba(255,255,255,0.8);padding:10px 0;border-bottom:1px solid rgba(255,255,255,0.08);display:flex;justify-content:space-between;}.fs-specs li span:first-child{color:rgba(255,255,255,0.5);}.fs-specs li span:last-child{font-weight:600;}.fs-product-badge{background:rgba(0,61,83,0.6);border:1px solid rgba(0,161,157,0.3);border-radius:14px;padding:36px;text-align:center;}.fs-product-badge .badge-label{font-size:11px;font-weight:700;letter-spacing:2px;color:#00a19d;text-transform:uppercase;margin-bottom:12px;display:block;}.fs-product-badge .badge-val{font-size:42px;font-weight:700;color:#fff;display:block;}.fs-product-badge .badge-sub{font-size:13px;color:rgba(255,255,255,0.55);margin-top:6px;display:block;}<\/style><div class=\"fs-product\"><div class=\"fs-product-info\"><span class=\"gc-section-tag\">07<\/span><h2>Pr\u00e9stamos a ciudadanos extranjeros<\/h2><p>Financiamiento inmobiliario para personas que no son ciudadanas estadounidenses ni residentes permanentes que invierten en propiedades en EE. UU. No se requiere n\u00famero de Seguro Social, historial crediticio estadounidense ni documentaci\u00f3n de ingresos en Estados Unidos; se acepta el ITIN o el pasaporte.<\/p><ul class=\"fs-specs\"><li><span>Tama\u00f1o del pr\u00e9stamo<\/span><span>$150K - $5M+<\/span><\/li><li><span>LTV<\/span><span>Hasta 70-75%<\/span><\/li><li><span>Dep\u00f3sito<\/span><span>25 - 30% T\u00edpico<\/span><\/li><li><span>Se requiere puntaje FICO de EE. UU.<\/span><span>No<\/span><\/li><li><span>Se requiere n\u00famero de seguro social.<\/span><span>No se aceptan pasaportes ni n\u00fameros de identificaci\u00f3n fiscal (ITIN).<\/span><\/li><li><span>Uso de la propiedad<\/span><span>Inversi\u00f3n \/ Vivienda no ocupada por el propietario<\/span><\/li><\/ul><a href=\"\/es\/financing-request\/\" class=\"gc-btn-primary\">Solicitar t\u00e9rminos para ciudadanos extranjeros<\/a><\/div><div class=\"fs-product-badge\"><span class=\"badge-label\">Dep\u00f3sito<\/span><span class=\"badge-val\">25-30%<\/span><span class=\"badge-sub\">No se requiere cr\u00e9dito estadounidense<\/span><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-sec_hm elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"sec_hm\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-col_hm\" data-id=\"col_hm\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-wid_hm elementor-widget elementor-widget-html\" data-id=\"wid_hm\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>.fs-product{display:grid;grid-template-columns:1fr 1fr;gap:48px;max-width:1100px;margin:0 auto;align-items:center;}@media(max-width:768px){.fs-product{grid-template-columns:1fr;}}.fs-product-info h2{font-size:clamp(26px,3vw,38px);font-weight:700;color:#fff;margin:0 0 16px;}.fs-product-info p{font-size:15px;color:rgba(255,255,255,0.7);line-height:1.7;margin:0 0 24px;}.fs-specs{list-style:none;padding:0;margin:0 0 28px;}.fs-specs li{font-size:14px;color:rgba(255,255,255,0.8);padding:10px 0;border-bottom:1px solid rgba(255,255,255,0.08);display:flex;justify-content:space-between;}.fs-specs li span:first-child{color:rgba(255,255,255,0.5);}.fs-specs li span:last-child{font-weight:600;}.fs-product-badge{background:rgba(0,61,83,0.6);border:1px solid rgba(0,161,157,0.3);border-radius:14px;padding:36px;text-align:center;}.fs-product-badge .badge-label{font-size:11px;font-weight:700;letter-spacing:2px;color:#00a19d;text-transform:uppercase;margin-bottom:12px;display:block;}.fs-product-badge .badge-val{font-size:42px;font-weight:700;color:#fff;display:block;}.fs-product-badge .badge-sub{font-size:13px;color:rgba(255,255,255,0.55);margin-top:6px;display:block;}<\/style><div class=\"fs-product\"><div class=\"fs-product-badge\"><span class=\"badge-label\">Basado en activos<\/span><span class=\"badge-val\">R\u00e1pido<\/span><span class=\"badge-sub\">Cierre en tan solo 7 d\u00edas<\/span><\/div><div class=\"fs-product-info\"><span class=\"gc-section-tag\">08<\/span><h2>Pr\u00e9stamos de dinero r\u00e1pido<\/h2><p>Financiamiento a corto plazo con garant\u00eda hipotecaria sobre bienes ra\u00edces: la aprobaci\u00f3n depende principalmente del valor de la propiedad y la estructura de la transacci\u00f3n, no del historial crediticio del prestatario. Dise\u00f1ado para adquisiciones urgentes, subastas y situaciones donde el financiamiento convencional no est\u00e1 disponible.<\/p><ul class=\"fs-specs\"><li><span>Tama\u00f1o del pr\u00e9stamo<\/span><span>$100K - $10M+<\/span><\/li><li><span>LTV<\/span><span>Hasta 70% de valor de la propiedad<\/span><\/li><li><span>T\u00e9rmino<\/span><span>6 - 24 meses<\/span><\/li><li><span>Verificaci\u00f3n de ingresos<\/span><span>No es obligatorio<\/span><\/li><li><span>Base de aprobaci\u00f3n<\/span><span>Estructura de activos y transacciones<\/span><\/li><li><span>Hora de cierre<\/span><span>Tan r\u00e1pido como 7-10 d\u00edas<\/span><\/li><\/ul><a href=\"\/es\/financing-request\/\" class=\"gc-btn-primary\">Solicite condiciones de financiaci\u00f3n a plazos.<\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-sec_cta elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"sec_cta\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-col_cta\" data-id=\"col_cta\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-wid_cta elementor-widget elementor-widget-html\" data-id=\"wid_cta\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"text-align:center;max-width:700px;margin:0 auto;\"><span class=\"gc-section-tag\">Siguiente paso<\/span><h2 class=\"gc-section-title\">Presentar una solicitud de financiamiento<\/h2><p style=\"font-size:17px;color:rgba(255,255,255,0.68);margin-bottom:40px;line-height:1.65;\">Proporcione los detalles de la transacci\u00f3n y un asesor financiero se pondr\u00e1 en contacto con usted en un plazo de 48 horas para analizar la estructura, los t\u00e9rminos y si la operaci\u00f3n se ajusta a sus necesidades.<\/p><a href=\"\/es\/financing-request\/\" class=\"gc-btn-primary\">Enviar solicitud de financiamiento<\/a> <a href=\"\/es\/transaction-types\/\" class=\"gc-btn-outline\">Ver tipos de transacciones<\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Capital Solutions Residential Financing Solutions We structure debt and equity capital across every phase of the real estate lifecycle &#8211; from acquisition and construction through value-add repositioning and long-term holds. Submit Financing Request 05 Rental Loans (DSCR) Cash-flow based financing for investment properties &#8211; no W-2s, tax returns, or personal income verification required. Qualification is [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-86","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/pages\/86","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/comments?post=86"}],"version-history":[{"count":11,"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/pages\/86\/revisions"}],"predecessor-version":[{"id":225,"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/pages\/86\/revisions\/225"}],"wp:attachment":[{"href":"https:\/\/www.glovencapital.com\/es\/wp-json\/wp\/v2\/media?parent=86"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}