Residential Financing Solutions
Wee structure debt and equity capital across every phase of the real estate lifecycle - from acquisition and construction through value-add repositioning and long-term holds.
Submit Financing RequestRental Loans (DSCR)
Cash-flow based financing for investment properties - no W-2s, tax returns, or personal income verification required. Qualification is based entirely on the property's rental income relative to its debt obligations, making it ideal for portfolio investors and self-employed borrowers.
- Loan Size$75K - $5M+
- LTVUp to 80%
- Terms30-Year Fixed or ARM
- DSCR Minimum1.00x (1.10x+ improves pricing)
- Min. FICO620+ (not required for Foreign Nationals)
- Close Time21 - 30 Days
Fix & Flip Loans
Short-term financing for residential and small commercial property investors looking to acquire, renovate, and resell. We fund both the purchase and rehabilitation costs in a single loan, with draws released as work is completed.
- Loan Size$75K - $5M
- LTCUp to 90% of Total Cost
- ARVUp to 75% of After-Repair Value
- Term6 - 24 Months
- Rehab DrawsAvailable - Inspection-Based
- Close Time7 - 14 Business Days
Foreign National Loans
Real estate financing for non-U.S. citizens and non-permanent residents investing in U.S. property. No Social Security Number, U.S. credit history, or stateside income documentation required - ITIN or passport accepted.
- Loan Size$150K - $5M+
- LTVUp to 70-75%
- Down Payment25 - 30% Typical
- U.S. FICO RequiredNo
- SSN RequiredNo - Passport or ITIN Accepted
- Property UseInvestment / Non-Owner Occupied
Hard Money Loans
Short-term, asset-based financing secured by real estate - approval is driven primarily by the property value and deal structure, not the borrower's personal credit profile. Designed for time-sensitive acquisitions, auctions, and situations where conventional financing is unavailable.
- Loan Size$100K - $10M+
- LTVUp to 70% of Property Value
- Term6 - 24 Months
- Income VerificationNot Required
- Approval BasisAsset & Deal Structure
- Close TimeAs Fast as 7 - 10 Days
Submit a Financing Request
Provide transaction details and a capital advisor will contact you within 48 hours to discuss structure, terms, and fit.
Submit Financing Request View Transaction Types