Investor Financing Solutions

Explore our full range of residential investor lending programs — from DSCR rental loans and fix & flip financing to bridge loans, foreign national programs, and portfolio solutions.

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DSCR Rental Loans

Qualify based on the property’s rental income — not your personal income or tax returns. Designed for self-employed borrowers, portfolio investors, and anyone scaling a rental property business without traditional income documentation.

  • Loan Size$75K – $5M+
  • LTVUp to 80%
  • Terms30-Year Fixed or ARM
  • DSCR Minimum1.00x (1.10x+ improves pricing)
  • Min. FICO620+ (waived for Foreign Nationals)
  • Close Time21 – 30 Days
Request DSCR Terms
Max LTV80%no income docs required
Close In7-14business days

Fix & Flip Loans

Short-term financing for residential investors looking to acquire, renovate, and resell. We fund both the purchase and rehabilitation costs in a single loan, with draws released as work is completed and inspected.

  • Loan Size$75K – $5M
  • LTCUp to 90% of Total Cost
  • ARVUp to 75% of After-Repair Value
  • Term6 – 24 Months
  • Rehab DrawsAvailable – Inspection-Based
  • Close Time7 – 14 Business Days
Request Fix & Flip Terms

Residential Bridge Loans

Short-term financing to bridge the gap between residential property acquisitions, stabilization periods, and long-term permanent financing. Built for investors who need to move fast on time-sensitive opportunities without waiting on conventional lender timelines.

  • Loan Size$150K – $10M
  • LTVUp to 75–80%
  • Term6 – 24 Months
  • Interest TypeInterest-Only Available
  • Closing Speed10 – 21 Days
  • ExtensionsAvailable
Request Bridge Terms
Typical Term6-24months with extension options
Down Payment25-30%no U.S. credit required

Foreign National Loans

Residential investment financing for non-U.S. citizens and non-permanent residents purchasing or refinancing U.S. property. No Social Security Number, U.S. credit history, or stateside income documentation required — ITIN or passport accepted.

  • Loan Size$150K – $5M+
  • LTVUp to 70–75%
  • Down Payment25–30% Typical
  • U.S. FICO RequiredNo
  • SSN RequiredNo – Passport or ITIN Accepted
  • Property UseInvestment / Non-Owner Occupied
Request Foreign National Terms

Residential Construction

Ground-up financing for single-family homes, small multifamily residential projects, and build-to-rent developments. Draw-based funding is released in phases as construction milestones are completed, with competitive rates for experienced residential builders.

  • Loan Size$250K – $10M
  • LTCUp to 85% of Total Project Cost
  • Term12 – 24 Months + Extensions
  • Draw ScheduleMilestone-Based Draws
  • Builder RequirementResidential Track Record Preferred
  • Close Time21 – 30 Days
Request Construction Terms
LTC Range85%of total project cost
Min. Properties5+per portfolio loan

Portfolio Rental Financing

Blanket loan and portfolio financing structures for investors consolidating multiple residential rental properties under a single loan. Simplify management, unlock equity, and scale your portfolio without refinancing each property individually.

  • Loan Size$500K – $20M+
  • Properties5+ Properties
  • LTVUp to 75%
  • Terms5, 10, or 30-Year Options
  • QualificationDSCR-Based (No Personal Income)
  • Cash-OutAvailable
Request Portfolio Terms

Submit a Financing Request

Provide transaction details and a capital advisor will contact you within 48 hours to discuss structure, terms, and fit.

Submit Financing Request View Transaction Types