Hard Money Loans
Asset-based private lending for real estate investors — fast closings, flexible terms, and property-value-driven underwriting for time-sensitive acquisitions, transitional deals, and distressed asset opportunities.
Hard Money Loan Program
Private, asset-based lending for residential real estate investors — loan sized on property value rather than borrower income, with fast execution for time-sensitive and distressed property acquisitions.
- Loan TypesAcquisition, Bridge, Rehab, Cash-Out
- Loan Amounts$75K–$5M+
- Loan Term6–24 Months
- LTVUp to 65–75% of Current Value
- LTARVUp to 70% (Rehab Scenarios)
- Income DocsTypically Not Required
- Min Credit Score580+ (varies; asset-focused)
- Closing Speed5–14 Days Typical
Who This Program Is For
Hard money financing for residential real estate investors who need fast, asset-based capital for acquisitions, rehab projects, bridge situations, and distressed property opportunities.
Property Types
SFR (Non-Owner Occupied)
Primary hard money target — investment SFR acquisitions and rehab
2–4 Unit Residential
Small residential income property acquisitions
Condominiums
Select hard money programs for investment condo scenarios
Distressed Properties
REO, foreclosure, and distressed asset acquisitions — hard money specialty
Non-Owner Occupied Investment
All non-owner occupied residential investment eligible
Fix-and-Flip Projects
Rehab acquisition and renovation financing through asset-based programs
Typical Requirements
Why Gloven Capital for Hard Money Financing
Asset-based lending expertise — access to private lender relationships with fast execution and property-value-driven underwriting for residential investment deals.
- Asset-based underwriting — loan sized on property value, not borrower income or credit profile
- Fast closings — 5–14 day execution for time-sensitive and distressed property acquisitions
- Distressed and REO property experience — hard money programs for non-conforming asset types
- No income documentation typically required — streamlined approval based on collateral
- LLC and entity vesting accepted — close investment acquisitions in your business entity
- Rehab and construction draw programs available — combined acquisition and renovation financing
- Multiple private lender relationships for competitive rates across residential investment deal types
Ready to Move Fast on Your Next Deal?
Submit a financing request and a Gloven Capital advisor will review your acquisition scenario and connect you with the right asset-based lending program.
Request Hard Money ReviewDisclaimer: Programs, rates, terms, eligibility requirements, and documentation requirements vary by lender and are subject to change without notice. Financing is not guaranteed and remains subject to lender underwriting approval. This page is for informational purposes only and does not constitute a commitment to lend, financial advice, or legal advice. All loan programs are subject to lender credit approval, income verification, property appraisal, and applicable federal and state lending regulations. Not all borrowers will qualify.