Short-Term · Transitional Financing

Residential Bridge Loans

Short-term bridge financing for residential real estate transitions — fund the gap between acquisition and permanent financing, a pending sale, or a portfolio rebalancing event.

Program Overview

Residential Bridge Loan Program

Asset-value driven short-term financing for transitional residential real estate needs — acquisitions, portfolio repositioning, 1031 exchanges, and gap financing between permanent loan events.

  • Loan TypesBridge, Acquisition, Refinance, Cash-Out
  • Loan Amounts$100K–$10M+
  • Loan Term3–24 Months
  • LTVUp to 80% of Current Value
  • Interest StructureTypically Interest-Only
  • Income DocsLimited or Not Required
  • Min Credit Score620+ (varies by lender)
  • Closing Speed7–21 Days Typical
Request Bridge Financing Review
Loan Term3–24 MoShort-Term Bridge Financing
LTV80%Of Current Property Value
Close7–21 DaysFast Execution
Eligible Borrowers

Who This Program Is For

Bridge financing for investors, operators, and portfolio builders who need fast, flexible, short-term capital during a real estate transition.

Real Estate Investors
Sponsors & Operators
Portfolio Builders
Fix-and-Flip Buyers
Developers
Landlords
1031 Exchange Buyers
Note Buyers
Eligible Properties

Property Types

SFR (Non-Owner Occupied)

Bridge acquisition and repositioning of single-family investment properties

2–4 Unit Residential

Transitional financing for small residential income properties

Condominiums

Select programs for investment condo bridge scenarios

Townhomes

Bridge acquisition of attached residential investment units

Small Multifamily (5–10 units)

Select bridge lenders for small apartment transitional scenarios

Portfolio Repositioning

Bridge financing for multi-property rebalancing and 1031 exchanges

Documentation

Typical Requirements

Purchase Contract or Current Property Title
Exit Strategy (refinance, sale, lease-up)
Loan Application
Bank Statements (asset verification)
Credit Authorization
LLC/Entity Docs (if applicable)
Property Appraisal or BPO
Our Approach

Why Gloven Capital for Bridge Financing

Strategic transitional financing review — access to multiple bridge lender relationships with fast execution and flexible exit strategies.

  • Fast closings — 7–21 day execution for time-sensitive acquisitions and transitions
  • Interest-only payment structure — preserve cash flow during the bridge period
  • Flexible exit strategies — refinance to permanent financing, property sale, or lease stabilization
  • Multiple bridge lender relationships for competitive rate and leverage across deal types
  • LTV-based underwriting — focused on asset value, not borrower income
  • LLC and entity vesting accepted — close in your business structure
  • Experienced advisory approach — strategy review from acquisition through exit and permanent financing

Ready to Discuss Your Bridge Financing Scenario?

Submit a financing request and a Gloven Capital advisor will review your transitional financing need and identify the right bridge structure.

Request Bridge Financing Review

Disclaimer: Programs, rates, terms, eligibility requirements, and documentation requirements vary by lender and are subject to change without notice. Financing is not guaranteed and remains subject to lender underwriting approval. This page is for informational purposes only and does not constitute a commitment to lend, financial advice, or legal advice. All loan programs are subject to lender credit approval, income verification, property appraisal, and applicable federal and state lending regulations. Not all borrowers will qualify.

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