Fix & Flip Loans
Short-term acquisition and rehab financing for residential fix-and-flip investors — structured for fast closings, draw-based renovation funding, and ARV-based underwriting.
Fix & Flip Loan Program
Short-term bridge and rehab financing sized on the after-repair value of the property — fast closings, draw-based renovation funding, and asset-focused underwriting for experienced and new investors.
- Loan TypesAcquisition + Rehab (Construction Draws)
- Loan Amounts$75K–$5M+
- Loan Term6–18 Months
- LTVUp to 90% of Purchase Price
- LTARVUp to 70–75% of After-Repair Value
- Rehab FundingUp to 100% of Renovation Budget
- Income DocsTypically Not Required
- Min Credit Score620+ (varies by lender)
Who This Program Is For
Fix-and-flip financing for residential rehab investors — from first-time flippers to experienced operators looking for fast, flexible capital.
Property Types
SFR (Non-Owner Occupied)
Primary fix-and-flip target — SFR rehab and resale
2–4 Unit Residential
Duplex and small multi-unit rehab acquisitions
Condominiums
Eligible in select programs — warrantable preferred
Townhomes
Rehab and resale of attached residential units
Distressed Properties
REO, foreclosure, and distressed asset acquisitions
Mixed-Use (Case-by-Case)
Select lenders consider light mixed-use rehab scenarios
Typical Requirements
Why Gloven Capital for Fix & Flip Financing
Strategic financing review for rehab investors — access to multiple fix-and-flip lender relationships with ARV-based underwriting and fast execution.
- ARV-based underwriting — loan sized on after-repair value, not current as-is condition
- Draw-based rehab funding — renovation proceeds released against construction milestones
- Fast closings — 7–14 day execution for time-sensitive acquisitions
- No income docs typically required — asset and project focused underwriting
- New investor programs available through select lender relationships
- LLC and entity vesting accepted — structure deals in your business entity
- Multiple lender relationships for competitive rates across rehab project types and investor experience levels
Ready to Finance Your Next Fix & Flip?
Submit a financing request and a Gloven Capital advisor will review your acquisition and rehab scenario to identify the right short-term financing structure.
Request Fix & Flip FinancingDisclaimer: Programs, rates, terms, eligibility requirements, and documentation requirements vary by lender and are subject to change without notice. Financing is not guaranteed and remains subject to lender underwriting approval. This page is for informational purposes only and does not constitute a commitment to lend, financial advice, or legal advice. All loan programs are subject to lender credit approval, income verification, property appraisal, and applicable federal and state lending regulations. Not all borrowers will qualify.