Préstamos a ciudadanos extranjeros
Real estate financing for international investors and non-U.S. citizens purchasing or refinancing residential investment property in the United States — evaluated through non-QM and foreign national lender relationships.
Foreign National Loan Program
Residential investment financing for non-U.S. citizens and international investors — evaluated on passport identification, foreign income, and investment property profile through non-QM lender relationships.
- Tipos de préstamosCompra, refinanciación, retiro de efectivo
- Borrower ProfileNon-U.S. Citizen, Foreign National
- IdentificaciónPassport + Additional Government ID
- SSN/ITINNot Always Required
- U.S. Credit HistoryNot Required (select programs)
- Income DocumentationForeign Income Accepted
- Montos de los préstamos$100K–$5M+
- Enfoque inmobiliarioInversión / Vivienda no ocupada por el propietario
¿A quién va dirigido este programa?
Foreign national financing for international investors and non-U.S. citizens acquiring investment real estate in the United States through non-QM lender relationships.
Tipos de propiedades
SFR (Investment)
Primary foreign national target — non-owner occupied residential
Viviendas de 2 a 4 unidades
Income-producing small residential investment properties
Condominios
Warrantable and select non-warrantable investment condos
DSCR Rental Properties
Cash-flow qualified investment rentals — no U.S. income required
Short-Term Rentals
STR-eligible programs available through select foreign national lenders
Vacation Homes
Case-by-case consideration through select programs
Requisitos típicos
Why Gloven Capital for Foreign National Financing
International investor expertise — access to non-QM lender relationships with dedicated foreign national programs for U.S. residential investment property.
- Expertise in foreign national lending — access to non-QM lenders with dedicated international investor programs
- DSCR and income-based programs available — qualify on property cash flow or foreign income documentation
- No U.S. credit history required through select lender relationships
- Passport-only identification accepted in many programs — no SSN or ITIN required
- Investment and DSCR rental financing available — residential income property focus
- LLC and entity vesting accepted — international investors can hold U.S. property in entity
- Bilingual advisory approach — Spanish-speaking team with experience across cross-border investment structures
Ready to Finance Your U.S. Investment Property?
Submit a financing request and a Gloven Capital advisor will review your foreign national borrower profile and identify the right financing program.
Request Foreign National ReviewDescargo de responsabilidad: Los programas, tasas, plazos, requisitos de elegibilidad y documentación varían según el prestamista y están sujetos a cambios sin previo aviso. El financiamiento no está garantizado y está sujeto a la aprobación del prestamista. Esta página tiene fines informativos únicamente y no constituye un compromiso de préstamo, asesoramiento financiero ni legal. Todos los programas de préstamos están sujetos a la aprobación crediticia del prestamista, la verificación de ingresos, la tasación de la propiedad y las regulaciones de préstamos federales y estatales aplicables. No todos los prestatarios calificarán.